Ms. Satterfield has 31 years of experience in the investment field, including positions at Goldman Sachs and T. Rowe Price. She has worked in trading, operations, and administration, and is a graduate of Queens College.

Mrs. Saunders has 18 years of Trust experience, including positions at Sandy Spring National Bank and Crestar Bank. She is a graduate of the University of Maryland and is working toward the Certified Trust and Financial Advisor designation.

Ms. Senjalia provides investment services support to the senior investment portfolio managers. She is a graduate of Towson University, a candidate for the Chartered Financial Analyst designation.

Ms. Smith has 21 years of administrative experience, including positions at Philip Tucker Investment Management and Fannie Mae. She is a graduate of the University of the District of Columbia.

Mr. Smith has 13 years of investment experience and is responsible for high net worth and institutional portfolio management. He was previously co-head of the Washington, D.C. office of Fiduciary Trust Company. He is a graduate of the University of Oregon and holds an MBA from Yale University. In addition, he was a Fulbright Scholar in Hungary and has an MA from George Washington University.

Mrs. Thebo has over 18 years of experience in the financial services industry and provides administrative support to the senior executives of Chevy Chase Trust. Previously she worked in the executive offices of Chevy Chase Bank.

Mr. Thiel has over 32 years of accounting experience with trusts and securities custody in the banking industry. He previously worked with Riggs National Bank and is a graduate of The University of Pennsylvania.

Mr. Tucker sold his investment advisory firm to Chevy Chase Trust in 2001, and now advises on economic conditions and investment strategy. He previously had a distinguished career with the Bureau of Economic Analysis.

Mr. Verity has 16 years experience in the Trust business, including positions with BB&T Wealth Management and Virginia Commonwealth Trust Company. He is a graduate of James Madison University and the Southern Trust School at Spring Hill College.

Ms. Wade serves as trust investment associate supporting the investment management team. She has 5 years of experience as an administrative assistant and is a graduate of Christopher Newport University.

Ms. Wallace has 17 years of investment management experience, and previously was a portfolio manager at U.S. Trust. She is a graduate of Holy Cross College and earned her MBA, with a concentration in Finance, from George Washington University.

Mr. Webster has worked in banking for 29 years, including positions at FBR Bank, Bank of America, and Riggs Bank. He has completed Trust course work at the American Institute of Banking.

Ms. Weisman supports the Chief Compliance Officer and the Associate General Counsel with the administration of compliance and legal functions. She previously held the position of Audit Officer for Chevy Chase Bank and is a graduate of Salisbury University.

Mrs. Williams has more than 27 years of trust administration experience, including positions with PNC Bank, Riggs Bank, and Fidelity Bank. Mrs. Williams is a graduate of Siena College, and is fluent in Spanish and Tagalog.

Mr. Wishkoff has over 15 years of experience in the wealth management industry and is responsible for advising clients in the areas of investment management and wealth planning. He is a graduate of the University of Delaware.

Ms. Wood has 21 years of experience in the Trust operations field, including positions with Riggs National Bank, First National Bank of Baltimore, and American Security Bank.

Ms. Wood has 12 years of experience in the Trust business, including a position with SunTrust Bank. She is responsible for the administration of personal and institutional relationships where Chevy Chase Trust serves as custodian.

Ms. Wynn has 15 years of experience in the banking industry, including positions with SunTrust Bank and First Union Bank. She also has worked at the White House, and is a graduate of Virginia Union University.