Ms. Gandy has 23 years of experience in the wealth management industry and is responsible for advising clients in the areas of investment management and wealth planning. She was educated at the University of North Carolina at Chapel Hill.

Mr. Gildenhorn has 24 years of experience in managing investment portfolios and providing wealth management advice. He is a graduate of Duke University and earned a law degree from George Washington University.

Mr. Helmstetter has 18 years of experience in the financial services audit industry and is responsible for the Internal Audit Team. He previously worked for Chevy Chase Bank as a Senior Audit Manager and is a graduate of Frostburg State University.

Ms. Kassa has over 22 years of experience providing financial planning and capital markets related services including positions at Citi Private Bank, U.S.Trust and Salomon Smith Barney. She is a graduate of the University of California at Santa Barbara and has a Master’s degree from Columbia University.

Mr. Kraus has been with the Chevy Chase organization for 7 years, most recently trading and managing investment portfolios. Mr. Kraus also manages the IBEW-NECA Equity Index Fund for ASB Capital Management, a passive-equity fund with $4.5 billion in assets. He earned an undergraduate degree in business administration at the University of Richmond and is completing his MBA at Georgetown University.

Mr. Liberti provides analysis support to the senior investment portfolio managers. He previously worked as a Financial Advisor with PNC Investments and Ameriprise Financial Services and is a graduate of West Virginia University.

Mrs. Lopez has 36 years of banking experience, mostly with SunTrust Bank. She is a graduate of Temple Business School, has earned a Certificate in Trust Administration from the American Institute of Banking, and speaks fluent Spanish.

Ms. McCain has 29 years of experience in the personal trust business, including positions with Security Trust and FMB Trust. She is a graduate of Hollins College and the National Trust School at Northwestern University.

Mrs. McGill provides compliance, account reporting and analysis, and business development support as part of the portfolio management team. She previously worked with The Torray Companies and Ferris, Baker, Watts, and is a graduate of the University of Virginia.

Mrs. Mikulak-Raimundo has 15 years of experience in the financial services industry. She previously worked at Chevy Chase Bank in their Executive Offices and is a graduate of the University of Maryland, College Park.

Mr. Miller has 25 years of fiduciary and tax expertise, most recently with Riggs Bank. He attended the Virginia Military Institute, served as a U.S. Army officer, and received the Army Commendation Medal.

Ms. Murchison has 19 years of experience in the financial services industry. She previously worked with Commonwealth Financial Group before founding her own financial services firm. Ms. Murchison is a graduate of the University of North Carolina.

Mr. Pernick oversees the portfolio management and trading of fixed income investments. He has 26 years of experience in the fixed income business, is a graduate of the University of Michigan, and received an MBA from Wayne State University.

Ms. Randle has assisted CEOs of major companies for 22 years. She is Assistant to the President of the Trust Company, is responsible for office management and administration, and serves as Secretary on three Trust management committees.

Mr. Ross has 20 years of wealth management experience and is responsible for investment management of client portfolios. He is a graduate of Yale University and has an MBA from Syracuse University.